News for 'small savings schemes'

Modi on Mann ki Baat: The world is keen to know more about India

Modi on Mann ki Baat: The world is keen to know more about India

Rediff.com28 Jun 2015

He also emphasised on the need for saving water and planting trees to preserve the environment.

Will 5G turn the tables for India's telecom companies?

Will 5G turn the tables for India's telecom companies?

Rediff.com30 Mar 2022

Consumers can expect a 5G launch in the country soon. Telecom companies (telcos) say if auctions take place on time - the target is July - they would be able to offer some services in a few cities by the end of this year and a full roll-out from 2023. But the question is: will 5G turn the tables for telcos financially? Will average revenue per user (ARPU) improve? Will mobile consumers upgrade to 5G quickly and pay more? Will the expanded functions that 5G enables drum up sufficient revenues? In simple terms, will telcos make more money?

Lava plans to turn up the heat on Chinese brands

Lava plans to turn up the heat on Chinese brands

Rediff.com8 Feb 2021

Expansion of distribution network, venturing into new markets, supplementing production capacity, and ramping up workforce are all on the cards. Instead of trying to fight with brands having massive war chests, it will pass on the benefits to consumers by offering them phones at lower prices.

'I have grown some steel in my psyche'

'I have grown some steel in my psyche'

Rediff.com4 Jan 2023

'I'm 79 + now, and I've been doing all this since my late 20s.' 'Sometimes the ideological war extends to the home as well.' 'Many nights I couldn't sleep when someone close to me uttered the smallest insult.' 'It would cause me a lot of pain. But one has to be honest to oneself.'

ASK MF GURU: 'Want Rs 1 crore for my retirement'

ASK MF GURU: 'Want Rs 1 crore for my retirement'

Rediff.com21 Dec 2021

Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.

Why Franklin-type fiascos will keep happening

Why Franklin-type fiascos will keep happening

Rediff.com5 May 2020

'MFs acted as reckless lenders and not as prudent investors.' 'Clearly, how debt funds are being run is a systemic issue,' warns Debashis Basu.

Guaranteed returns for golden years? Go for annuities

Guaranteed returns for golden years? Go for annuities

Rediff.com6 Oct 2017

Conservative investors and those in the lower tax bracket should opt for these, experts tell Sanjay Kumar Singh

Real Estate could be Bedrock of Economy

Real Estate could be Bedrock of Economy

Rediff.com17 Jun 2021

If the real estate sector is properly managed, it could drive not just finance but demand for a range of products and services, observes T N Ninan.

'India is becoming less and less attractive for FIIs'

'India is becoming less and less attractive for FIIs'

Rediff.com14 Dec 2021

'In the overall global portfolio, India's weighting has come down in the past seven months.'

4 ways Nirmalaji's Budget is different

4 ways Nirmalaji's Budget is different

Rediff.com6 Mar 2021

But it is disappointing to note that Sitharaman's third Union Budget continues to promote a few problematic ideas, observes A K Bhattacharya.

MF GURU: 'Restrict your portfolio to 4 to 6 funds'

MF GURU: 'Restrict your portfolio to 4 to 6 funds'

Rediff.com11 Apr 2022

Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.

Bankers are COVID Warriors too!

Bankers are COVID Warriors too!

Rediff.com11 Jun 2020

'Like doctors, health workers, police, bankers are also COVID warriors,' notes Tamal Bandyopadhyay.

If your bank goes bust, how much money will you get?

If your bank goes bust, how much money will you get?

Rediff.com18 Feb 2020

'The new ceiling will cover around 93 per cent of all deposit accounts, up from 90 per cent earlier,' notes Tamal Bandyopadhyay.

Now, an SIP at Rs 100 a month

Now, an SIP at Rs 100 a month

Rediff.com5 Apr 2007

Seeking to tap a larger number of small investors, the mutual fund industry is going all out with investment plans of as low as Rs 100 per month and Reliance Mutual Fund has become the first fund house to launch such a scheme.

Stalin Needs to Think Fast, Act Faster

Stalin Needs to Think Fast, Act Faster

Rediff.com4 Sep 2021

Good intentions and elaborate roadmaps apart, there is an urgent need for the Tamil Nadu chief minister to come up with branded schemes like MGR's meal scheme, asserts N Sathiya Moorthy.

These ministers cycled to Rashtrapati Bhavan for swearing-in ceremony

These ministers cycled to Rashtrapati Bhavan for swearing-in ceremony

Rediff.com5 Jul 2016

Arjun Ram Meghwal, Mansukhbhai Mandavia and Anil Dave opted to cycle to Rashtrapati Bhavan.

How expense ratio impacts MF returns

How expense ratio impacts MF returns

Rediff.com6 Apr 2018

The average difference in expense ratios between a regular and direct plan is 100 to 120 basis points. For those who need hand holding, spend the 100 to 120 basis points and get advice on the right schemes that suit you. Don't land up buying a scheme with low expense, but lower returns.

Jan-Dhan Yojana: Most customers have no clue what to do with it

Jan-Dhan Yojana: Most customers have no clue what to do with it

Rediff.com26 Aug 2019

The Jan-Dhan accounts are zero balance accounts, comes with a life cover of Rs 30,000 per person, and an accidental cover of Rs 100,000. An active user of the account can also get overdraft facility of Rs 5,000 from banks.

Stocks: How to navigate the next big fall

Stocks: How to navigate the next big fall

Rediff.com19 Sep 2017

The longer a bear market lasts, the more the eventual returns are, says Devangshu Datta.

'MFs better for wealth creation than insurance products'

'MFs better for wealth creation than insurance products'

Rediff.com31 Aug 2020

Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

Full Text: President's joint address to both houses of Parliament

Full Text: President's joint address to both houses of Parliament

Rediff.com31 Jan 2022

Here's the full text of President's Ram Nath Kovind's address to the joint sitting of both houses of Parliament on the first of Budget Session 2022.

From Ford to Harley-Davidson, why US automakers failed in India

From Ford to Harley-Davidson, why US automakers failed in India

Rediff.com21 Sep 2021

Besides their country of origin, General Motors, Ford Motor and Harley-Davidson have another trait in common: all three have failed in India, the world's fifth largest automobile market. All three of them took a tough call to de-prioritise India as a market amid disruption from heightened regulations and sharper focus on capital allocation by the parent.

MF GURU: 'Need help in selecting MFs'

MF GURU: 'Need help in selecting MFs'

Rediff.com28 Dec 2021

Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.

Mamata Banerjee and the Politics of Impulsiveness

Mamata Banerjee and the Politics of Impulsiveness

Rediff.com20 Dec 2021

Hasty, ill-conceived steps show how isolated Mamata Banerjee had been from the national political trend. A fascinating excerpt from Sugato Hazra's Losing The Plot: Political Isolation Of West Bengal.

5 money lessons for you to make it big

5 money lessons for you to make it big

Rediff.com11 Dec 2017

Salil Dhawan explains how as you progress in your career you can also grow your money at a phenomenal pace if you start investing early.

How to make Jan Dhan Yojana a successful scheme

How to make Jan Dhan Yojana a successful scheme

Rediff.com8 Sep 2014

The first stage of the inclusion strategy was focussed on opening bank accounts, logically seen as creating the last-mile channels for financial access.

Sharp tax cuts on gold among steps mooted by NITI panel

Sharp tax cuts on gold among steps mooted by NITI panel

Rediff.com4 Mar 2018

While the government has not made the report public, sources said the panel had recommended a sharp cut in all taxes on the gold business, including import duty and goods and services tax which amounts to over 13%.

Enjoy the monsoon with these credit card tips

Enjoy the monsoon with these credit card tips

Rediff.com11 Jul 2016

If used without much care credit cards can become debt traps. But there are ways to use them to your advantage, says Rajiv Raj

Insurance cover for bank deposits hiked to Rs 5 lakh

Insurance cover for bank deposits hiked to Rs 5 lakh

Rediff.com1 Feb 2020

The decision assumes significance in the wake of a scam in the PMC Bank affecting lakhs of customers who are facing difficulties in withdrawing their money due to restrictions imposed by the Reserve Bank of India.

Child MF plans better than insurance products

Child MF plans better than insurance products

Rediff.com20 Nov 2015

Add a term plan with a child mutual fund for best results.

Investing in gold bonds? Read this

Investing in gold bonds? Read this

Rediff.com28 May 2021

Anil Rego, CEO, Right Horizons, answers your personal income tax queries.

Covid is driving demand for gold loans from banks

Covid is driving demand for gold loans from banks

Rediff.com25 Nov 2020

For the first time, consumers, including those at the so-called bottom of the pyramid, are monetising gold by taking loans from banks, offering the yellow metal as collateral, says Tamal Bandyopadhyay.

MFs you must buy, exit or hold

MFs you must buy, exit or hold

Rediff.com4 Aug 2020

Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

Ask MF Guru: Want to invest for my kids's education

Ask MF Guru: Want to invest for my kids's education

Rediff.com8 Sep 2021

Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.

Budget before Ballot: Who got what from Goyal

Budget before Ballot: Who got what from Goyal

Rediff.com1 Feb 2019

Converting what was supposed to be an interim budget or a vote on account into an almost full-fledged budget announcement in the Lok Sabha, Finance Minister Piyush Goyal proposed an array of incentives for both middle-class and farmers, whose disenchantment was said to have cost the BJP dearly in recent assembly elections.

How to pick winning mutual funds

How to pick winning mutual funds

Rediff.com31 Jan 2017

'To ensure you remain with the better performers, you need to consistently monitor your MF portfolios and weed out the non-performers, even if they are from a star fund manager or a fund house with a sound record.'

RBI's priority lending norms may not mean quick relief for start-ups

RBI's priority lending norms may not mean quick relief for start-ups

Rediff.com14 Sep 2020

Seed and early-stage start-ups are high-risk businesses, rarely have collateral and only 1 in 10 of them makes it to becoming a viable company.

Do STPs give better returns than SIPs?

Do STPs give better returns than SIPs?

Rediff.com21 Jan 2017

Returns in Systematic Transfer Plan are consistent as money invested in debt mutual fund schemes earns interest till the time the whole amount is fully transferred to equity fund, says Vishwajeet Parashar, Sr VP and Group Head -- Marketing, Bajaj Capital

Congratulate Abhijit, but you know he's leftist: Goyal

Congratulate Abhijit, but you know he's leftist: Goyal

Rediff.com18 Oct 2019

Banerjee supported 'Nyay' (poverty alleviation scheme of Congress) and people of India rejected his ideology, the BJP leader said.